9 THE CHICAGO BANKER October 3, 1908] Simplicity and Efficiency are the strongest points of any machine. Both these features are prominent in the Splitdorf High Tension Magneto The simplest and most serviceable of all Magnetos. With this Magneto on your car you can forget all about ignition apparatus. San Francisco IL4 1« J- Chicago 520 Van Ness Ave. • lO O II i.vJ. Ji JL 319 Michigan Ave. Walton Ave. and 138th St., New York. Branch, 1679 Broadway The Security National Bank of Minneapolis Solicits tht business of Banks and Bankers throughout the N orthwest Capital and Surplus - $2,000,000 ־ Deposits ----- 14,500,000 PROMPT SERVICE GUARANTEED Bankers Welcomed to Denver The American The address of welcome by Mayor Robert W. Speer on Wednesday was one of the pleasant features of the opening session. Mayor Speer said: Money is sought after more universally than anything in life, and it is but natural that the men who handle and to a large extent control the currency of the country should be looked up to by all classes of people. Denver as one of the newest cities of the country is especially glad to greet and welcome your association. You have heard of AVestern hospitality—it is only nature freed from restraints and formalities—an honest impulse coming directly from the heart. Our city is young in years, but great in expectations. Her credit is good, because she has large assets and promptly meets her obligations. She has never overdrawn her account, and for size and age, has a smaller debt than any other city. Her people intend that she shall be known everywhere for her health, her beauty, and her hospitality. In our journey through life we devote our energies, time, and best thought along special A. A. JACKSON Philadelphia, Pa. President Trust Company Section judging men by their heads and cash, rather than by their hearts and deeds. I have known persons rich in one currency to be paupers in the other. Health, friends, honor, and happiness have often been sacrificed for gold and silver, which only accompanies us to the grave; while heart money scatters sunshine and roses in this life, and passes death as an individual credit in the life to come. We judge men too much by their accumulations; the time will come when they will be judged more by their disbursements. It requires a greater man to rightly give away money, than to make it. It will not hurt the bankers of this country to occasionally stop counting gold, and figure up their assets in heart money. It is the earnest wish of our citizens that your stav on earth may be as pleasing as they want vour sojourn to be in Denver; and that your journey after death may have as grand scenery and pleasant surprises as you will find on your trip through Colorado, the Switzerland of America. JOHN H. JOHNSON Detroit. Mich. President Savings Bank Section lines; become experts in certain directions. Your views are sought after on financial questions, because that has been your special study. Some FRED E. FARNSWORTH New York City, N. Y. of us become so intent at our own work, that we fail to fully appreciate and understand the work of others, and I think this applies to bankers, as well as to other classes of citizens. There are two kinds of currencies: one, issued by the government and sought after for what it gets; the other, issued from the heart and valuable for what it gives—hand money and heart money—they are both issued in all denominations so as to meet our every want. We are rated by the amount we gather in of the one, and give away of the other; in one case we are rich by getting, and in the other we are rich by giving. There are debts and obligations which can and must be paid in cash, while there are others which can onlv be paid in deeds, kind words, and good thoughts. These currencies are not interchangeable, and many mistakes have been made by trying to pay the debts of one with the money of the other. Injustice has ever been done, by